Solution: Monobank

Monobank without upgrading

Available on Free

Connect your Monobank Personal API in one click. Transactions hit Inbox in real time via webhook. Category is auto-filled from the MCC code.

What's inside

Personal API token

Get a token in the Monobank app in 30 seconds. We never see your password — only a read-only key.

Real-time via webhook

Purchase → 2 seconds → MyFina Inbox. No waiting for nightly sync.

MCC → category

5411 = "Groceries", 5814 = "Cafe". 301 MCC codes in the catalog, emoji icons in the UI.

AES-256-GCM on the server

Token is encrypted, master key stays only on our server. Hard-deleting your account wipes the token in one click.

How to connect

  1. 1Get the token. In Monobank app → Settings → Integrations → Personal API. Copy the token.
  2. 2Paste into MyFina. Settings → Banks → Monobank. Connection done in 1 minute.
  3. 3Confirm transactions. Pending transactions appear in Inbox. Confirm or skip in one click.

Monobank is available on Free — no Pro upgrade needed.