MyFina vs Spendee
MyFina as an advanced Spendee alternative
Spendee is a pleasant mobile-first tracker, but even on PRO there's no built-in debt module, no recurring budget lines, and no subscription hub. If you want the same UX but with deep analytics and proper multi-currency — MyFina.
Feature comparison
| MyFina | Spendee | |
|---|---|---|
| Annual price | €44.99 (Pro, excl. VAT) | ~$36 |
| Platforms | Web, Android, iOS | Web, iOS, Android |
| Free tier | Limited to 1 wallet | |
| Multi-currency | Any currency + manual rates | Available |
| Category budgets | ||
| Recurring budget lines | ||
| Savings goals | ||
| Bank sync | Monobank; EU PSD2 — in development | Via Plaid/Salt Edge |
| Family budget | Up to 3 members | Shared wallets |
| Debt tracking | Built-in (full module) | |
| Subscriptions auto-detect | ||
| AI parsing (voice/receipts) | Pro | |
| Data export | CSV, XLSX, PDF + encrypted backup | CSV / XLS (Premium) |
Why MyFina over Spendee
Spendee is a pleasant visual tracker focused on simple categorisation and budget overview. But as soon as you go deep — recurring budgets, savings goals, debt tracking, manual currency rate pins — Spendee starts to show its limits.
MyFina was built for people who need depth: 7 built-in analytics reports (cashflow, monthly trends, annual balances, debts), recurring budget lines with custom intervals, manual currency rate overrides, export to CSV, XLSX and PDF.
On price, MyFina Pro is €44.99/year and Spendee Premium is $30/year — but MyFina's Free tier is far more complete: CSV import, multi-currency, and basic analytics with no limits. Pro adds bank sync, AI entry, and advanced reports.
How to migrate from Spendee
- 1Open Spendee on your phone → Settings → Export Data (CSV).
- 2Forward the CSV to your computer or straight to MyFina-app via email.
- 3In MyFina → Transactions → Import → upload the CSV and map the columns: date, amount, category.
What you gain by switching
- Built-in debt module with recurring reminders.
- Auto-detected subscriptions from your payment history.
- Rich analytics (Cash flow, Annual Balances, Categories) — no upgrade needed.